IVF Cost San Francisco
How much is IVF in the San Francisco Bay Area?
IVF treatment costs in the San Francisco Bay Area can vary widely based on several factors, making it essential for patients considering this reproductive technology to understand the financial aspects involved.
IVF Cost in the San Francisco Bay Area
The dream of parenthood through IVF can come with a hefty price tag.
Some fertility clinics in the San Francisco Bay Area may help with the IVF cost by offering financing options or package deals. These options could include multi-cycle discount programs, refund programs, or third-party financing plans.
Exploring all possibilities, including consultations with different clinics, is necessary to navigate the IVF cost in the San Francisco Bay Area clinics and make informed choices that align with your budget and fertility goals.
The cost of IVF in the San Francisco Bay Area ranges between $12,000 and $20,000.
Services Typically Covered in the San Francisco Bay Area IVF Fees
Included
- All in-cycle Clinic visits, physician ultrasound examinations, hormonal assays, and physician clinical monitoring necessary for IVF ovarian stimulation
- Preparation of semen sample(s)
- Egg retrieval procedure, including analgesia and use of the procedure room
- Oocyte identification from follicular fluid
- Fertilization of eggs
- Embryo coculture with granulosa cells, including an extended culture of embryos
- “Fresh” (unfrozen) embryo transfer, provided embryos are available for transfer
- Serum pregnancy test
Please note that the IVF cost does not cover treatment medications (charged by a pharmacy), pre-treatment screening evaluation, and laboratory testing required by the State of California.
San Francisco Bay Area: Indications for In Vitro Fertilization
You should consider IVF treatment if any of the following apply to you:
- History of tubal blockage or pelvic adhesions
- Male Factor Infertility
- Infertility associated with endometriosis
- Infertility associated with Polycystic Ovary Syndrome (PCOS)
- Unexplained infertility
- Long-standing infertility: no contraception for more than a year and a half
- Decreasing “ovarian reserve”
IVF may be the most appropriate treatment for women over the age of 37. - You did not become pregnant with intrauterine insemination (IUI) cycles.
- You did not become pregnant with ovarian stimulation cycles with oral or injectable medications.
IVF Duo & IVF Trio in the San Francisco Bay Area
IVF Duo and IVF Trio can provide substantial savings over the cost of San Francisco Bay Area regular, single-cycle In Vitro Fertilization
At Bay IVF, we understand that fertility treatments represent a significant investment toward your family’s future.
As part of our commitment to you, we are dedicated to providing pricing transparency.
Bay IVF Treatment Fees
In Vitro Fertilization (IVF)
Analgesia
Use of Procedure Room
IVF Duo
Embryo Freezing
Frozen Embryo Transfer
IVF Trio
Embryo Freezing
Frozen Embryo Transfer
Gender Selection
Embryo Freezing
Reciprocal IVF
Embryo Freezing
Egg Freezing
Second Egg Freezing
Embryo Banking IVF
Embryo Freezing
Donor Egg IVF
Embryo Freezing
Frozen Donor Egg IVF
Embryo Freezing
Gestational Surrogacy
Embryo Freezing
Frozen Embryo Transfer
Embryo Assisted Hatching
Please note that the treatment fees do not cover medications (charged by a pharmacy), pre-treatment screening evaluation, and laboratory testing required by the State of California and the FDA.
Your payment in full may be made by personal check, cash, or credit card. We are happy to provide you with physician statements for submission to your insurance company for reimbursement.
IVF Treatment Process
1 — Ovarian stimulation
Your treatment is always individualized to maximize the probability of a successful outcome. You will receive your personalized ovarian stimulation calendar
2 — Egg retrieval procedure
The egg retrieval procedure is performed at our Clinic. The procedure typically takes only a few minutes, and we use conscious sedation for comfortable analgesia
4 — Culture of embryos
Evidence of fertilization can be seen the next day, approximately 16 hours after insemination. The fertilized eggs are then transferred into a growth medium and continue to be cultured in our laboratory
3 — Fertilization of eggs
On average, eight to fourteen eggs are retrieved during the egg retrieval procedure. Once identified, the eggs are combined with sperm and placed in petri dishes filled with culture medium
5 — Assisted hatching
of embryos
A laboratory procedure that creates a “weak spot” in the eggshell of an embryo. This technique enhances the chances of the embryo hatching out of its shell and successfully implanting
6 —Embryo transfer
One or two embryos are carefully loaded into the tip of a thin embryo transfer catheter. The catheter is then guided through the cervix to the top of the endometrial cavity, where the embryo(s) are gently released
7 — Embryo implantation
After the embryo transfer, the endometrial lining gently supports the embryo(s) within the top of the uterus. There are no restrictions on your physical activity
San Francisco Bay Area: Prerequisites for In Vitro Fertilization
Only a few treatment prerequisites are needed before the start of your treatment. They assess the egg and sperm quality and ensure that embryos can be accurately placed in a healthy uterus.
Female partner’s age
The probability of a successful IVF treatment becomes exceedingly low by age 44. You must be 43 and 11 months or younger at the time your IVF treatment begins. Patients who are 44 and older should strongly consider Donor Egg IVF as the most effective treatment option to achieve a successful pregnancy.
Female partner’s weight
Your BMI must be no greater than 31 for an adequate ovarian response and safety during the egg retrieval procedure. If your BMI is higher, please follow the IVF Diet and Lifestyle (PDF) recommendations as closely as possible. By doing so, you can achieve weight loss at an optimal rate, which could significantly improve your chances of a successful pregnancy.
Pathogen testing
This testing is required by the State of California. You and your partner (if applicable) must be tested for Hepatitis B-Surface Antigen, Hepatitis C-Antibody, HIV I&II, HTLV I&II (male partner only), and RPR.
Ovarian Reserve Assay (ORA)
ORA assesses the likelihood of producing normal-quality eggs. It involves measuring Follicle Stimulating Hormone (FSH), estradiol (estrogen, E2), and Anti-Mullerian Hormone (AMH) blood levels.
These test results are used to optimize ovarian stimulation.
Antral Follicle Count
The number of antral follicles (small fluid-filled sacs within the ovaries seen on ultrasound) in unstimulated ovaries is related to the quality of the eggs. Ideally, there should be approximately 20 antral follicles in both ovaries combined.
Uterine measurement and saline ultrasound
It is important to determine the length of the uterus in order to ensure the correct placement of embryos.
A saline ultrasound is utilized to rule out the presence of intrauterine polyps or fibroids.
Semen evaluation
The male partner’s semen will be evaluated at Bay IVF to determine the best laboratory method for semen preparation for egg insemination.
Parents’ genetic testing (optional)
All prospective parents should consider genetic screening for hundreds of the most common genetic diseases. Please inform us during your initial appointment at Bay IVF if you would like to have your blood sample sent for genetic screening.
IVF diet and lifestyle
Environmental factors have a significant impact on reproductive health. Please review the IVF Diet and Lifestyle document (PDF) for a comprehensive list of environmental reproductive health recommendations and a source for dietary supplements.
Additional Information About How Much Is IVF Treatment in the San Francisco Bay Area
While the cost of IVF treatment in the San Francisco Bay Area can be a significant financial burden for many, the potential for success and the opportunity to achieve a long-awaited pregnancy can outweigh the costs.
San Francisco Bay Area clinic fees
These cover physician consultations, monitoring, egg retrieval, embryo transfer, and lab services. The cost of IVF treatment in the San Francisco Bay Area typically ranges from $12,000 to $15,000 per cycle. This base cost often covers standard procedures such as egg retrieval, fertilization, and embryo transfer.
Medications
Fertility drugs to stimulate egg production are a significant expense. Fertility medications are essential for IVF and can represent a considerable cost. Medication costs can range from $3,000 to $5,000+ per cycle, depending on the specific medications required and the individual’s response to treatment.
Cost of anesthesia and the use of procedure room
Pain medication for egg retrieval and the cost of the procedure room are typically included in the San Francisco Bay Area IVF clinics’ fees, but this should be confirmed beforehand.
Optional add-ons
Some patients may require pre-implantation genetic testing (PGT) to screen embryos for genetic disorders, which, in the San Francisco Bay Area, can add several thousand dollars to the overall cost. Other potential add-ons include embryo freezing and storage, costing around $1,000 to $2,000 annually.
San Francisco Bay Area clinic selection
Costs can differ between clinics due to factors like lab fees, physician expertise, and geographical location. Most clinics will show how much their IVF treatment costs and provide cost estimates or breakdowns on their websites.
Number of treatment cycles
Unfortunately, success is not guaranteed with the first cycle of treatment. Undergoing multiple cycles will increase the overall cost.
Insurance and Financing
Most San Francisco Bay Area insurance plans exclude IVF coverage. Many San Francisco Bay Area IVF clinics offer financing options and payment plans to help make IVF treatment more affordable. Some clinics also offer package deals that include multiple IVF cycles at a discounted rate, which can help reduce costs for patients who require multiple attempts to achieve a successful pregnancy.
Single Parent Families and LGBTQ+
We are proud to be the fertility clinic providing IVF for single parents and LGBTQ+
FAQ — Find Answers to Your Queries
Here are some of the most commonly asked fertility-related questions. A more comprehensive FAQ selection is available on the FAQ page.
Should we transfer one or two embryos?
About half of our patients transfer two embryos at a time, while the other half choose to transfer only one embryo in each transfer. We will always provide guidance, but you will have the final say in whether to transfer one or two embryos.
What is gender selection treatment?
Gender selection is an extension of IVF treatment that utilizes the Pre-implantation Genetic Testing (PGT) procedure to identify the gender of each embryo. With this method, prospective parents can know the gender of each embryo with 100% accuracy prior to transfer into the uterus.
I am from the LGBTQ+ community. Can I have my treatment at Bay IVF?
Yes! We take pride in being one of the first fertility clinics in Northern California to offer In Vitro Fertilization services for lesbian partners. Our clinic is LGBTQ+ friendly and experienced in both lesbian IVF and Reciprocal IVF.
Is the egg retrieval procedure painful?
Your egg retrieval should be a very comfortable experience, as we use effective pain and relaxation medications. Most patients will sleep through the 5-10 minute egg retrieval procedure, though some may experience mild menstrual-like cramping.
What is the IVF cut-off age?
The probability of a successful IVF treatment becomes exceedingly low by age 44. You must be 43 and 11 months or younger at the time your IVF treatment begins. Patients who are 44 and older should strongly consider Donor Egg IVF as the most effective treatment option to achieve a successful pregnancy.
I am over 44, but my ovarian reserve is very good. Can I do IVF treatment?
We have occasionally provided IVF treatment to women over the age of 44 when their antral follicle count and AMH results suggest that their eggs are biologically younger than their chronological age.
What are the BMI requirements?
Your BMI must be no greater than 31 for an adequate ovarian response and safety during the egg retrieval procedure. If your BMI is higher, please follow the IVF Diet and Lifestyle (PDF) recommendations as closely as possible. Doing so can help you achieve weight loss at an optimal rate, which could significantly improve your chances of a successful pregnancy.
Do you offer payment plans?
Our IVF Duo and IVF Trio Financial Plans can provide substantial savings compared with single-cycle IVF fees. Two- and three-cycle financial plans for Egg Freezing are also available.
Bay IVF has partnered with Future Family to offer accessible, personal, and affordable fertility care financing. Their mission is to make fertility care more accessible and affordable. Future Family loans are an alternative to high-interest credit cards and dipping into your savings. They offer 0% APR financing for those who are eligible, as well as low monthly payment plans. Prequalifying is risk-free, easy, and will not affect your credit score.
Meet Your Doctor
- Dr. Polansky received his medical diploma from Charles University in Prague, the Czech Republic, in 1978.
- After completing his OB/GYN residency at Jewish Hospital in Saint Louis, MO, he graduated from the Reproductive Endocrinology and Infertility (REI) fellowship at Stanford University in 1985.
- In the same year, he co-founded the Stanford IVF Clinic.
- Dr. Polansky obtained board certification in Obstetrics and Gynecology in 1986 and became REI subspecialty board certified in 1988.
- In 1987, he left Stanford University and established Nova IVF.
- In 2011, he founded Bay IVF, where he provides advanced fertility treatments with a holistic approach, utilizing state-of-the-art techniques.
- Dr. Polansky personally performs ultrasound examinations, egg retrievals, embryo transfers, and ovarian and endometrial stimulations for his patients.
- He is deeply committed to his patients and is always ready to lend a helping hand.
Frank Polansky, M.D.
Initial Appointment Questions
When you call to schedule your consultation, one of our Front Office Coordinators will ask you a short series of questions regarding your reproductive history.
- Your name
- Your date of birth
- Your height
- Your weight
- Do you know which treatment you plan to have?
- How many times have you been pregnant?
- For each of your pregnancies, what was the conception date? (month and year)
- What was the outcome?
- Were the pregnancies with your current partner?
- If known, what is the cause of your infertility?
- What is your average cycle length? (number of days between onsets of your periods)
- Are you currently taking any medications? If yes, which ones?
- Are you allergic to any medications? If yes, which ones?
- Your partner’s name (if applicable)
- Your partner’s date of birth (if applicable)
- What is the length of your relationship with your current partner? (years and months)
- When was the last time either of you used any contraception?
- Is the male partner currently taking any medications? If yes, which ones?
- Is the male partner allergic to any medications? If yes, which ones?
- What is the total number of pregnancies the male partner has ever caused?
- Has the male partner ever caused a pregnancy without the ICSI (Intracytoplasmic Sperm Injection) procedure?
- Has the male partner had a vasectomy or vasectomy reversal?
- If available, for each Semen Analysis, please give the date (day, month, and year), volume, concentration (sperm count), percentage of motile sperm, and percentage of morphologically normal sperm.
- Have you ever had any treatment for, or problems with, your lungs, heart, blood and blood vessels, breasts, digestive system, genito-urinary system, thyroid disease, diabetes, or neurological disorder? (female partner only)
- For each X-ray of your uterus and Fallopian tubes (hysterosalpingogram), laparoscopy, hysteroscopy, or laparotomy, please give the procedure date (day, month, and year) and the findings.
- If available, for each FSH, LH, estradiol (estrogen, E2), and AMH (Anti-Mullerian Hormone) test you have had, please give the date of the test (day, month, and year) and the result.
- Have you done any intrauterine inseminations (IUI)? If yes, how many?
- Have you had ovarian stimulation with injectable medications?
- For each IVF treatment you have had, please provide the following information if available: Date (month and year), the dose of medications to stimulate your ovaries, your highest estrogen level, number of ovarian follicles that developed, number of eggs retrieved, whether ICSI was done, number of embryos available, number of embryos transferred, number of embryos frozen, and the treatment outcome.
- Have you ever smoked cigarettes? If yes, how many cigarettes a day during the last three months? (Please remember that you must not smoke during your treatment.)
This is Erica
She will be providing you with exceptional support throughout your treatment journey at Bay IVF.
- Your name
- Your date of birth
- Your height
- Your weight
- Do you know which treatment you plan to have?
- How many times have you been pregnant?
- For each of your pregnancies, what was the conception date? (month and year)
- What was the outcome?
- Were the pregnancies with your current partner?
- If known, what is the cause of your infertility?
- What is your average cycle length? (number of days between onsets of your periods)
- Are you currently taking any medications? If yes, which ones?
- Are you allergic to any medications? If yes, which ones?
- Your partner’s name (if applicable)
- Your partner’s date of birth (if applicable)
- What is the length of your relationship with your current partner? (years and months)
- When was the last time either of you used any contraception?
- Is the male partner currently taking any medications? If yes, which ones?
- Is the male partner allergic to any medications? If yes, which ones?
- What is the total number of pregnancies the male partner has ever caused?
- Has the male partner ever caused a pregnancy without the ICSI (Intracytoplasmic Sperm Injection) procedure?
- Has the male partner had a vasectomy or vasectomy reversal?
- If available, for each Semen Analysis, please give the date (day, month, and year), volume, concentration (sperm count), percentage of motile sperm, and percentage of morphologically normal sperm.
- Have you ever had any treatment for, or problems with, your lungs, heart, blood and blood vessels, breasts, digestive system, genito-urinary system, thyroid disease, diabetes, or neurological disorder? (female partner only)
- For each X-ray of your uterus and Fallopian tubes (hysterosalpingogram), laparoscopy, hysteroscopy, or laparotomy, please give the procedure date (day, month, and year) and the findings.
- If available, for each FSH, LH, estradiol (estrogen, E2), and AMH (Anti-Mullerian Hormone) test you have had, please give the date of the test (day, month, and year) and the result.
- Have you done any intrauterine inseminations (IUI)? If yes, how many?
- Have you had ovarian stimulation with injectable medications?
- For each IVF treatment you have had, please provide the following information if available: Date (month and year), the dose of medications to stimulate your ovaries, your highest estrogen level, number of ovarian follicles that developed, number of eggs retrieved, whether ICSI was done, number of embryos available, number of embryos transferred, number of embryos frozen, and the treatment outcome.
- Have you ever smoked cigarettes? If yes, how many cigarettes a day during the last three months? (Please remember that you must not smoke during your treatment.)
This is Nisha
Your invaluable resource for effortlessly managing your appointments at Bay IVF.
Your Initial Visit at Bay IVF
Attending a new patient appointment at a fertility clinic can be stressful. Our primary objective is to ensure that your initial visit is friendly and relaxing. We encourage you to ask questions at every step of the process.
1 — When You Arrive
You will be welcomed by one of the clinic receptionists. One of our nurses will measure your height and weight and take your blood pressure
2 — Meet Your Doctor
Dr. Polansky will ask you a series of clarifying questions and then provide you with a summary of the factors contributing to your infertility
4 — Exam Room
One of the nurses will escort you to an examination room. Your examination will begin with listening to your lungs and heart
3 — Ask Your Questions
You will then have a discussion with him about the most suitable reproductive treatment(s) for you. During this time, you will have the opportunity to ask any questions you may have
5 — Ultrasound of the Ovaries
The next step is a pelvic ultrasound to examine the uterus and ovaries. This ultrasound will help determine the number of antral follicles present within the ovaries
6 — Financial Part
Following that, you will have a discussion with one of the financial advisors regarding the financial aspects of your treatment, including potential treatment financing options
8 — Support 24/7
If you have any questions after leaving the clinic, please feel free to reach out to us via phone call, text, or email. Open and discreet communication is an integral part of the care we provide at Bay IVF
7 — What About Time?
Your entire visit is expected to last approximately one hour
Schedule Your Initial Consultation With Dr. Polansky
Online (free) or In-Person
Call or Text Us: 650-322-0500
You can also complete the form below to request your initial consultationWe look forward to meeting you at Bay IVF and, when your treatment is successful, celebrating your new pregnancy!