IVF Cost & Reproductive Care Fees

Our goal is to minimize the financial impact of your reproductive treatment

Your overall cost of reproductive care at Bay IVF should be appreciably lower than the prevailing charges at other clinics.

Additionally, our IVF Duo and IVF Trio Financial Plans can provide further substantial savings.

Bay IVF Treatment Fees

In Vitro Fertilization (IVF)

$11,870
Included

Analgesia

Use of Procedure Room

IVF Duo

Potential savings of up to $14,760 compared to single cycle IVF treatments
$21,960
Included

Embryo Freezing

Frozen Embryo Transfer

IVF Trio

Potential savings of up to $25,790 compared to single cycle IVF treatments
$29,290
Included

Embryo Freezing

Frozen Embryo Transfer

Gender Selection

$4,820
Included

Embryo Freezing

Add-on to IVF or to each cycle of IVF Duo and IVF Trio

Reciprocal IVF

$14,450
Included

Embryo Freezing

Egg Freezing

Two Cycle Plan is $13,460 Three Cycle Plan is $16,720
$7,750
Included

Second Egg Freezing

May be required for some eggs

Embryo Banking IVF

$14,090
Included

Embryo Freezing

Donor Egg IVF

$14,090
Included

Embryo Freezing

Frozen Donor Egg IVF

$11,910
Included

Embryo Freezing

Gestational Surrogacy

$15,570
Included

Embryo Freezing

Frozen Embryo Transfer

$4,270
Included

Embryo Assisted Hatching

Please note that the treatment fees do not cover medications (charged by a pharmacy), pre-treatment screening evaluation, and laboratory testing required by the State of California and the FDA.

Your payment in full may be made by personal check, cash, or credit card. We are happy to provide you with physician statements for submission to your insurance company for reimbursement.

IVF vs. IVF Duo Financial Plan

IVFIVF Duo

Number of IVF Cycles

IVF
One
IVF Duo
Up to two

Embryo Cryopreservations

IVF
Not included
IVF Duo
Up to two
One per each IVF cycle

Frozen Embryo Transfer

IVF
Not included
IVF Duo
Up to two
One per each IVF cycle

IVF vs. IVF Trio Financial Plan

IVFIVF Duo

Number of IVF Cycles

IVF
One
IVF Duo
Up to three

Embryo Cryopreservations

IVF
Not included
IVF Duo
Up to three
One per each IVF cycle

Frozen Embryo Transfer

IVF
Not included
IVF Duo
Up to three
One per each IVF cycle

Fertility Treatment Financing

We believe that the journey to pregnancy should be an enjoyable experience, free from financial burdens

Bay IVF has partnered with Future Family to provide easy, personalized, and affordable financing options for fertility care. Future Family’s mission is to make fertility care more accessible and affordable.

Future Family offers loans as an alternative to high-interest credit cards and depleting savings. They provide 0% APR financing for eligible individuals and low monthly payment plans. Prequalifying is risk-free, simple, and will not impact your credit score.

Benefits of a Future Family Loan

  • Competitive low-interest rates, starting at 0%
  • No prepayment penalties
  • Funds up to $50,000 – disburse your funds in a matter of a few days
  • Loans personalized to your specific needs and treatments
  • Treatment costs are simplified down to one easy payment
  • Q&A sessions with your coach
  • Financing options can include a friend or family member

Services Covered in Single-Cycle IVF, IVF Duo, and IVF Trio

Included

  • All in-cycle Clinic visits, physician ultrasound examinations, hormonal assays, and physician clinical monitoring necessary for IVF ovarian stimulation
  • Preparation of semen sample(s)
  • Egg retrieval procedure, including analgesia and use of the procedure room
  • Oocyte identification from follicular fluid
  • Fertilization of eggs
  • Embryo coculture with granulosa cells, including an extended culture of embryos
  • “Fresh” (unfrozen) embryo transfer, provided embryos are available for transfer
  • IVF Duo: This financial plan includes up to two cycles of IVF, up to two embryo cryopreservations, and up to two Frozen Embryo Transfer procedures.
  • IVF Trio: This financial plan includes up to three cycles of IVF, up to three embryo cryopreservations, and up to three Frozen Embryo Transfer procedures.
  • Serum pregnancy test

Please note that the IVF treatment fees do not cover treatment medications (charged by a pharmacy), pre-treatment screening evaluation, and laboratory testing required by the State of California.

Services Covered in Frozen Donor Egg IVF Fee

Since not all eggs are expected to successfully thaw, fertilize, and develop normally, egg banks typically sell frozen eggs in cohorts of 5-8 eggs. The purpose of such cohorts is to increase the chances of obtaining good-quality embryos suitable for transfer.

Included

  • Thawing of cryopreserved eggs
  • Preparation of semen sample(s)
  • Insemination of eggs (ICSI procedure)
  • Embryo coculture with granulosa cells, including an extended culture of embryos
  • Embryo cryopreservation (vitrification)

Please note that the Frozen Donor Egg cost does not cover treatment medications (charged by a pharmacy), pre-treatment screening evaluation, laboratory testing required by the State of California, and subsequent Frozen Embryo Transfer procedure(s).

Services Covered in the Donor Egg IVF Fee

Included

  • All in-cycle donor’s Clinic visits, physician ultrasound examinations, hormonal assays, and physician clinical monitoring necessary for Donor Egg IVF ovarian stimulation
  • Preparation of semen sample(s)
  • Egg retrieval procedure, analgesia, and use of the procedure room
  • Oocyte identification from follicular fluid
  • Fertilization of eggs
  • Embryo coculture with granulosa cells, including an extended culture of embryos
  • Cryopreservation of all normally developing embryos

Please note that the Donor Egg IVF fee does not cover treatment medications (charged by a pharmacy), pre-treatment screening evaluation, laboratory testing required by the State of California and FDA, and subsequent Frozen Embryo Transfer procedure(s).

Services Covered in Frozen Embryo Transfer

The complexity and cost of a Frozen Embryo Transfer are substantially less than having to repeat the entire IVF treatment.

The complexity and cost of a Frozen Embryo Transfer are significantly lower compared to repeating the entire IVF treatment.

The majority of cryopreserved embryos successfully survive the cryopreservation and thawing process, and the implantation rate of thawed embryos is equivalent to that of “fresh” embryos.

Included

  • All in-cycle office visits, physician ultrasound examination(s), and clinical monitoring necessary for endometrial stimulation
  • Estrogen and progesterone determinations
  • Frozen embryo thawing procedure
  • Culture of the thawed embryo(s)
  • Assisted Hatching procedure
  • Embryo transfer
  • Serum pregnancy test

Please note that the treatment fee does not cover medications (charged by a pharmacy) and laboratory testing required by the State of California.

Our goal is to make your IVF treatment as affordable as possible.

Meet Your Doctor

  • Dr. Polansky received his medical diploma from Charles University in Prague, the Czech Republic, in 1978.
  • After completing his OB/GYN residency at Jewish Hospital in Saint Louis, MO, he graduated from the Reproductive Endocrinology and Infertility (REI) fellowship at Stanford University in 1985.
  • In the same year, he co-founded the Stanford IVF Clinic.
  • Dr. Polansky obtained board certification in Obstetrics and Gynecology in 1986 and became REI subspecialty board certified in 1988.
  • In 1987, he left Stanford University and established Nova IVF.
  • In 2011, he founded Bay IVF, where he provides advanced fertility treatments with a holistic approach, utilizing state-of-the-art techniques.
  • Dr. Polansky personally performs ultrasound examinations, egg retrievals, embryo transfers, and ovarian and endometrial stimulations for his patients.
  • He is deeply committed to his patients and is always ready to lend a helping hand.

Frank Polansky, M.D.

Initial Appointment Questions

When you call to schedule your consultation, one of our Front Office Coordinators will ask you a short series of questions regarding your reproductive history.

  • Your name
  • Your date of birth
  • Your height
  • Your weight
  • Do you know which treatment you plan to have?
  • How many times have you been pregnant?
  • For each of your pregnancies, what was the conception date? (month and year)
  • What was the outcome?
  • Were the pregnancies with your current partner?
  • If known, what is the cause of your infertility?
  • What is your average cycle length? (number of days between onsets of your periods)
  • Are you currently taking any medications? If yes, which ones?
  • Are you allergic to any medications? If yes, which ones?
  • Your partner’s name (if applicable)
  • Your partner’s date of birth (if applicable)
  • What is the length of your relationship with your current partner? (years and months)
  • When was the last time either of you used any contraception?
  • Is the male partner currently taking any medications? If yes, which ones?
  • Is the male partner allergic to any medications? If yes, which ones?
  • What is the total number of pregnancies the male partner has ever caused?
  • Has the male partner ever caused a pregnancy without the ICSI (Intracytoplasmic Sperm Injection) procedure?
  • Has the male partner had a vasectomy or vasectomy reversal?
  • If available, for each Semen Analysis, please give the date (day, month, and year), volume, concentration (sperm count), percentage of motile sperm, and percentage of morphologically normal sperm.
  • Have you ever had any treatment for, or problems with, your lungs, heart, blood and blood vessels, breasts, digestive system, genito-urinary system, thyroid disease, diabetes, or neurological disorder? (female partner only)
  • For each X-ray of your uterus and Fallopian tubes (hysterosalpingogram), laparoscopy, hysteroscopy, or laparotomy, please give the procedure date (day, month, and year) and the findings.
  • If available, for each FSH, LH, estradiol (estrogen, E2), and AMH (Anti-Mullerian Hormone) test you have had, please give the date of the test (day, month, and year) and the result.
  • Have you done any intrauterine inseminations (IUI)? If yes, how many?
  • Have you had ovarian stimulation with injectable medications?
  • For each IVF treatment you have had, please provide the following information if available: Date (month and year), the dose of medications to stimulate your ovaries, your highest estrogen level, number of ovarian follicles that developed, number of eggs retrieved, whether ICSI was done, number of embryos available, number of embryos transferred, number of embryos frozen, and the treatment outcome.
  • Have you ever smoked cigarettes? If yes, how many cigarettes a day during the last three months? (Please remember that you must not smoke during your treatment.)

This is Erica

She will be providing you with exceptional support throughout your treatment journey at Bay IVF.

Listen to a typical conversation between Erica and a new patient.
  • Your name
  • Your date of birth
  • Your height
  • Your weight
  • Do you know which treatment you plan to have?
  • How many times have you been pregnant?
  • For each of your pregnancies, what was the conception date? (month and year)
  • What was the outcome?
  • Were the pregnancies with your current partner?
  • If known, what is the cause of your infertility?
  • What is your average cycle length? (number of days between onsets of your periods)
  • Are you currently taking any medications? If yes, which ones?
  • Are you allergic to any medications? If yes, which ones?
  • Your partner’s name (if applicable)
  • Your partner’s date of birth (if applicable)
  • What is the length of your relationship with your current partner? (years and months)
  • When was the last time either of you used any contraception?
  • Is the male partner currently taking any medications? If yes, which ones?
  • Is the male partner allergic to any medications? If yes, which ones?
  • What is the total number of pregnancies the male partner has ever caused?
  • Has the male partner ever caused a pregnancy without the ICSI (Intracytoplasmic Sperm Injection) procedure?
  • Has the male partner had a vasectomy or vasectomy reversal?
  • If available, for each Semen Analysis, please give the date (day, month, and year), volume, concentration (sperm count), percentage of motile sperm, and percentage of morphologically normal sperm.
  • Have you ever had any treatment for, or problems with, your lungs, heart, blood and blood vessels, breasts, digestive system, genito-urinary system, thyroid disease, diabetes, or neurological disorder? (female partner only)
  • For each X-ray of your uterus and Fallopian tubes (hysterosalpingogram), laparoscopy, hysteroscopy, or laparotomy, please give the procedure date (day, month, and year) and the findings.
  • If available, for each FSH, LH, estradiol (estrogen, E2), and AMH (Anti-Mullerian Hormone) test you have had, please give the date of the test (day, month, and year) and the result.
  • Have you done any intrauterine inseminations (IUI)? If yes, how many?
  • Have you had ovarian stimulation with injectable medications?
  • For each IVF treatment you have had, please provide the following information if available: Date (month and year), the dose of medications to stimulate your ovaries, your highest estrogen level, number of ovarian follicles that developed, number of eggs retrieved, whether ICSI was done, number of embryos available, number of embryos transferred, number of embryos frozen, and the treatment outcome.
  • Have you ever smoked cigarettes? If yes, how many cigarettes a day during the last three months? (Please remember that you must not smoke during your treatment.)

This is Nisha

Your invaluable resource for effortlessly managing your appointments at Bay IVF.

Listen to a typical conversation between Nisha and a new patient.

Your Initial Visit at Bay IVF

Attending a new patient appointment at a fertility clinic can be stressful. Our primary objective is to ensure that your initial visit is friendly and relaxing. We encourage you to ask questions at every step of the process.

1 — When You Arrive

You will be welcomed by one of the clinic receptionists. One of our nurses will measure your height and weight and take your blood pressure

2 — Meet Your Doctor

Dr. Polansky will ask you a series of clarifying questions and then provide you with a summary of the factors contributing to your infertility

4 — Exam Room

One of the nurses will escort you to an examination room. Your examination will begin with listening to your lungs and heart

3 — Ask Your Questions

You will then have a discussion with him about the most suitable reproductive treatment(s) for you. During this time, you will have the opportunity to ask any questions you may have

5 — Ultrasound of the Ovaries

The next step is a pelvic ultrasound to examine the uterus and ovaries. This ultrasound will help determine the number of antral follicles present within the ovaries

6 — Financial Part

Following that, you will have a discussion with one of the financial advisors regarding the financial aspects of your treatment, including potential treatment financing options

8 — Support 24/7

If you have any questions after leaving the clinic, please feel free to reach out to us via phone call, text, or email. Open and discreet communication is an integral part of the care we provide at Bay IVF

7 — What About Time?

Your entire visit is expected to last approximately one hour

Schedule Your Initial Consultation With Dr. Polansky

Online (free) or In-Person

Call or Text Us: 650-322-0500

You can also complete the form below to request your initial consultation

    Next Step: One of our coordinators will call you for information about your reproductive history and to schedule your appointment.

    We look forward to meeting you at Bay IVF and, when your treatment is successful, celebrating your new pregnancy!