Transparent Fees
No Hidden Surprises
Because your fertility journey is already emotionally significant, your finances shouldn’t add extra stress. At Bay IVF, we aim to make costs understandable, honest, and aligned with your best interests.
At Bay IVF, we believe in clarity, fairness, and respect. We operate as a “pay-for-service” clinic: you’re billed only for services you receive — so you don’t pay for unnecessary tests or treatments.
Our focus isn’t on volume — it’s on your outcome and experience. That means fewer visits, personalized protocols, and a commitment to keeping your overall investment lower than many other Bay Area clinics.
Fees for Our Primary Treatments
In Vitro Fertilization (IVF)
Office visits
Ultrasounds
Egg retrieval
Embryo culture
Embryo transfer
Gender Selection
Embry biopsy
Embryo freezing
Egg Freezing
Office visits
Ultrasounds
Egg retrieval
Egg freezing
Frozen Donor Egg IVF
Thawing of eggs
Embryo culture
Embryo freezing
Please note that the treatment fees do not cover medications (charged by a pharmacy), a brief pre-treatment screening evaluation, and several State-required blood tests.
Why These Fees Reflect Value
- Highly focused care. Your treatment is personally overseen by Dr. Polansky, with a small, dedicated team — no large, rotating staff.
- Quality-driven protocols. We emphasize egg/embryo quality, minimizing unnecessary medications, and lowering the number of required visits.
- Transparent structure. We provide financial clarity up front, so you know what to expect and can plan accordingly.
- Financing options. We’ve partnered with Future Family to offer affordable financing plans (including 0% APR options for eligible patients) to make your treatment more accessible.
Fertility Treatment Financing
Bay IVF has partnered with Future Family to provide easy, personalized, and affordable financing options for fertility care. Future Family’s mission is to make fertility care more accessible and affordable.
Future Family offers loans as an alternative to high-interest credit cards and depleting savings. They provide 0% APR financing for eligible individuals and low monthly payment plans. Prequalifying is risk-free, simple, and will not impact your credit score.
Benefits of a Future Family Loan
- Competitive low-interest rates, starting at 0%
- No prepayment penalties
- Funds up to $50,000 – disburse your funds in a matter of a few days
- Loans personalized to your specific needs and treatments
- Treatment costs are simplified down to one easy payment
- Q&A sessions with your coach
- Financing options can include a friend or family member
Our goal is to make your IVF treatment as affordable as possible.
Medications & Additional Costs
While the bundles above cover the majority of services, please note that the following may incur additional charges.
- Fertility medications (administered by external pharmacies)
- Pre-treatment screening evaluation and hormonal assays
- State/FDA-mandated laboratory or genetic testing
- Optional add-on services (e.g., ICSI, PGT, gender selection) — we’ll always explain any extras before proceeding.
Important Disclosure: The fees shown are for professional services provided by Bay IVF. They do not constitute a guarantee of outcome or full cost. Medications, ancillary labs, state-mandated tests, and optional services incur additional charges. Treatment plans vary by individual patient. Please ask our care team for a detailed estimate tailored to your situation.
Next Steps — Consultation & Financial Review
Ready to explore how this applies to your unique situation? Here’s how to move forward:
- Call or text us at 📞 650 322 0500 to schedule your complimentary video or in-person consult.
- We’ll review your medical history, clarify your treatment plan, and provide a detailed estimate, including medication and lab cost ranges.
- If you decide to move ahead, we’ll prepare a clear, personalized financial breakdown and discuss payment options, including financing.
Your first conversation with us is free — no pressure, just real clarity.
Let’s Begin This Journey Together
Your first conversation is free — no pressure, just real answers from people who care.
Call us today to speak directly with our team and take your first step toward growing your family.
Meet Your Doctor
- Dr. Polansky received his medical diploma from Charles University in Prague, the Czech Republic, in 1978.
- After completing his OB/GYN residency at Jewish Hospital in Saint Louis, MO, he graduated from the Reproductive Endocrinology and Infertility (REI) fellowship at Stanford University in 1985.
- In the same year, he co-founded the Stanford IVF Clinic.
- Dr. Polansky obtained board certification in Obstetrics and Gynecology in 1986 and became REI subspecialty board certified in 1988.
- In 1987, he left Stanford University and established Nova IVF.
- In 2011, he founded Bay IVF, where he provides advanced fertility treatments with a holistic approach, utilizing state-of-the-art techniques.
- Dr. Polansky personally performs ultrasound examinations, egg retrievals, embryo transfers, and ovarian and endometrial stimulations for his patients.
- He is deeply committed to his patients and is always ready to lend a helping hand.
Frank Polansky, M.D.
Initial Appointment Questions
When you call to schedule your consultation, one of our Front Office Coordinators will ask you a short series of simple questions regarding your reproductive history. You will also have an opportunity to ask any financial questions.
This is Erica
She will be providing you with exceptional support throughout your treatment journey at Bay IVF.
Your Initial Visit at Bay IVF
A new patient appointment at a fertility clinic can be stressful. Our goal is to make your initial visit as friendly and relaxing as possible. We encourage you to ask questions at every step of the process to make you feel comfortable and informed.
When You Arrive
You will be welcomed by one of the clinic’s receptionists. One of our nurses will measure your height and weight and take your blood pressure.
Meet Your Doctor
Dr. Polansky will ask you a series of clarifying questions and then provide you with a summary of the factors contributing to your infertility.
Ask Your Questions
You will then have a discussion with him about the most suitable reproductive treatment(s) for you. During this time, you will have the opportunity to ask any questions you may have.
Exam Room
One of the nurses will escort you to an examination room. Your examination will begin with listening to your lungs and heart.
Ultrasound of the Ovaries
The next step is a pelvic ultrasound to examine the uterus and ovaries. This ultrasound will help determine the number of antral follicles present within the ovaries.
Financial Part
After that, you will discuss the financial aspects of your treatment with one of the financial advisors, including potential financing options.
Support 24/7
If you have any questions after leaving the clinic, please feel free to reach out to us by phone, text, or email. Open and discreet communication is an integral part of the care we provide at Bay IVF.
What About Time?
Your entire visit is expected to last approximately one hour.
Request an In-Person or a Complimentary Video Consultation with Dr. Polansky
Schedule Your Initial Consultation With Dr. Polansky
Online (No Cost) or In-Person
Call or Text Us: Call or text us at 📞 650 322 0500
You can also complete the form below to request your initial consultation.We look forward to meeting you at Bay IVF and, when your treatment is successful, celebrating your new pregnancy!